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  • Driving while dehydrated has the potential to be as dangerous as drink-driving, according to a study from Loughborough University. The study, which was conducted over the course of two days, had a group of male volunteers perform various driving simulations while provided 200 millilitres of fluid to drink every hour on the first day, but The post The dangers of driving while dehydrated appeared fi...

A-Plan Insurance
A-Plan Insurance
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  • One of the most common misconceptions faced by the cycling insurance business is that standard home insurance will adequately cover your bike. If something does happen to your beloved (and expensive) bike, then the last thing you want to have to deal with is a technicality on your home insurance leaving you out of pocket. The post Why you may need specialist cycling insurance appeared first on The...

A-Plan Insurance
A-Plan Insurance
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  • We’ve all sat patiently at a junction waiting to get out into a line of traffic.  Having sat there for a while we are always relieved when a fellow courteous driver flashes his lights or waves us out.  We give him a cheerful thank you and move into the line of traffic and on with The post How to avoid being a victim of crash for cash appeared first on The A-Plan Blog.

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  • As a landlord, if you let your property to several tenants who aren’t members of the same family, it may be a ‘House in Multiple Occupation’ (HMO). Houses in Multiple Occupation (HMOs) are a special type of rental property in which the facilities are shared by separate households  Your property is an HMO if both of the following The post HMO insurance – what you need to consider appeared first on ...

A-Plan Insurance
A-Plan Insurance
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  • Yahoo! has indicated that significantly more people may have been affected by the data breach reported last December than first thought and that all user accounts may have been affected by the August 2013 theft. That’s all three billion user accounts and up from the one billion figure Yahoo initially reported. Since disclosing the hack, The post All 3 billion users were affected by Yahoo Cyber Bre...

A-Plan Insurance
A-Plan Insurance
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  • Terms and Conditions The A-Plan prize draw is open to all individuals, excluding employees of A-Plan Holdings and their families.   Participation does require the provision of a car or home insurance renewal date and the individual’s name, address, telephone number and/or email address (not applicable to under 18’s).  A-Plan will retain your information to The post NTFC Competition appeared first ...

A-Plan Insurance
A-Plan Insurance
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  • Getting a degree is expensive, but making every penny count means you can enjoy your university days without getting saddled with debt. Here are some essential tips on how to manage your student finances: Work out a budget It’s hard to set a precise weekly budget before you get to university and see what things The post How to manage your student finances appeared first on The A-Plan Blog.

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A-Plan Insurance
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  • There is no substitute for speaking to an expert when determining the appropriate level of EL cover. Speak to your local commercial insurance team today for the right advice. The post Infographic: 6 Considerations When Choosing EL Limits appeared first on The A-Plan Blog.

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A-Plan Insurance
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  • The weather is definitely turning colder and temperatures dipped as low as 3 degrees last week with ground frost in places. With energy prices high, many of us are reluctant to turn on the central heating just yet! Here are 10 small adjustments that you can make in your home to keep that moment at The post Don’t put that heating on yet! appeared first on The A-Plan Blog.

A-Plan Insurance
A-Plan Insurance
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  • One of the most common misconceptions faced by the cycling insurance business is that standard home insurance will adequately cover your bike. If something does happen to your beloved (and expensive) bike, then the last thing you want to have to deal with is a technicality on your home insurance leaving you out of pocket. The post Why you may need specialist cycling insurance appeared first on The...

A-Plan Insurance
A-Plan Insurance
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  • About 400,000 people in the UK may have had their information stolen following a cyber-breach at the credit monitoring firm Equifax. The US company said an investigation had revealed that a file containing UK consumer information “may potentially have been accessed”. The data includes names, dates of birth, email addresses and telephone numbers, but does The post How to protect your company from a...

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A-Plan Insurance
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  • Classic, rare and cult vehicles have always been a popular purchase for enthusiasts and in recent years there’s been an increase in their value. Did you know? • Classic cars are not subject to any capital gains taxation • Classic cars have become the number one investment in the world • Values have increased nearly The post Classic cars – a good investment? appeared first on The A-Plan Blog.

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  • According to the BBC website, Aileen, the first named storm this season, brought heavy rain and high winds on Tuesday night, affecting rail services and leaving thousands without power. The Met Office said gusts of 74mph hit Mumbles Head in south Wales, with southern parts of northern England and the north Midlands also badly affected. Although predicting how The post How to protect your business ...

A-Plan Insurance
A-Plan Insurance
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  • Light Commercial Vehicles (LCVs) are very different to their bigger brothers. Van security features that come as standard are more advanced than on HGVs. However, career criminals are finding more ways around van security systems and thefts of LCVs and their contents are on the rise again after reaching a 48-year low in 2014. Vehicles The post LCV and Van Security appeared first on The A-Plan Blog...

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A-Plan Insurance
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  • Squatting in unoccupied residential buildings in England and Wales is a criminal offence, however this does not include commercial properties. The police can only take action if squatters commit other crimes when entering or staying in a property. Crimes include: causing damage when entering the property causing damage while in the property not leaving when The post Protecting your commercial prop...

A-Plan Insurance
A-Plan Insurance
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  • In the UK, smart motorways use technology to actively manage the flow of traffic. The technology is controlled from a regional traffic control centre. The control centres monitor traffic carefully and can activate and change signs and speed limits. This helps keep the traffic flowing freely. Smart motorways also increase the capacity of the road, The post Smart motorways – what to be aware of appe...

A-Plan Insurance
A-Plan Insurance
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  • Insurance companies base their premiums on, among other things, the value of the risk they are insuring which is usually based on the information a policyholder provides. If, at the time of a claim, this amount is found to be lower than the assessed value at the time of the loss then the insurers may The post How SMEs can avoid being underinsured appeared first on The A-Plan Blog.

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A-Plan Insurance
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  • Anyone with young children will know the struggle and stress of trying to take them on long car journeys. Whether it’s to the airport, a British seaside holiday or to a relative’s house, it’s likely to be a hassle. Here’s some advice on how to make it easier for everyone involved. Make sure your children The post How to keep children occupied on long car journeys appeared first on The A-Plan Blog.

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A-Plan Insurance
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  • The Timeline for the Redesigned Currency Here is a comprehensive timeline of events concerning the design and implementation of the redesigned currency, along with deadlines for businesses to accommodate them. 2016 Businesses are able to start adapting machines for the polymer banknotes. The new £5 note was issued on 13 September.   2017 On 28 The post Preparing your business for the redesigned cu...

A-Plan Insurance
A-Plan Insurance
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  • Moving house is one of the most stressful times for anyone so it’s important to prepare. Here are some tips to help things go more smoothly: Declutter – hire a skip, give it to charity, sell it on a local site but get rid of that clutter! Sounds obvious but the less you have to The post 12 tips for moving house appeared first on The A-Plan Blog.

A-Plan Insurance
A-Plan Insurance
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  • The Environment Agency (EA) estimates that over 5.5 million properties in England and Wales are vulnerable to flood risk. In Scotland, the number of at-risk properties is around 125,000 and 65,000 in Northern Ireland, respectively, according to the Scottish Environment Protection Agency (SEPA) and Northern Ireland’s Rivers Agency (RA). These numbers include properties at risk The post What to do t...

A-Plan Insurance
A-Plan Insurance
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  • The General Data Protection Regulation (GDPR) comes into force in less than one year. If your organisation fails to comply with the new regulation and does not provide adequate cyber protection for your customers, you could receive sizeable fines and penalties, which, under the GDPR, could be up to €20 million or 4 per cent The post GDPR and your company – what you need to know appeared first on T...

A-Plan Insurance
A-Plan Insurance
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  • Since the financial crisis in 2008, claims against directors and officers have grown more frequent, complex and expensive. One reason for this rise is government legislation that has increased business transparency and placed the responsibility on directors and officers. In fact, after new guidelines from the Sentencing Council came into force in February 2016, the The post Directors and Officers ...

A-Plan Insurance
A-Plan Insurance
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  • When you hear the phrase “distracted driving” it’s likely you picture a young adult checking social media on their phone while on the road – and you’d be right in that this is very dangerous, however it’s not just young people and it’s not just phones that create a risk. Anything that takes away all The post The dangers of distracted driving appeared first on The A-Plan Blog.

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A-Plan Insurance
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  • The HSE recently published the provisional statistics for work-related fatal accidents that occurred between 1st April 2016 and 1st March 2017, which continued to reflect the 20-year trend of declining fatality rates. Yet, whilst the United Kingdom has one of the best health and safety systems in the world, 137 people were killed at work The post HSE Releases 2016/2017 Fatal Injury Statistics appe...

A-Plan Insurance
A-Plan Insurance
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  • Few people can put their hands up and say they have never locked themselves out of their house. Sometimes the door slams shut behind you while you’re putting the recycling out or chatting to a neighbour; maybe your keys have got lost or stolen. There are a couple of options on what action to take The post What to do if you lock yourself out of your house appeared first on The A-Plan Blog.

A-Plan Insurance
A-Plan Insurance
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  • Managing employee holidays can be complicated for any business over the summer period, particularly when everyone wants to take time off with the family. Balancing adequate employee coverage so that you aren’t left short-staffed, with the need for your staff to have a break can be tricky. Here’s some advice to help you keep control The post Managing employee holidays in your business appeared firs...

A-Plan Insurance
A-Plan Insurance
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  • Travel sickness, dog-seatbelts, anxiety and space can be big problems when travelling with pets. It can be tempting to ditch the contraptions and medicines and just let your dog sit on your lap while you drive. According to a recent survey by Opinium, two thirds (69%) of drivers have travelled with a pet in their The post Tips for driving safely with your pets appeared first on The A-Plan Blog.

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