ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • While the holidays in December make it the most wonderful time of the year, it’s important to take the necessary precautions to keep your home and family safe. Enjoy the holiday season this year and have some peace of mind with these five tips! Keep Any Travel Plans Private If your holiday season requires traveling … Continue reading 5 Tips to Protect Your Home During the Holidays →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Curling up in front of a warm fireplace is just one of many ways to enjoy the winter season. But before you light that fire, be sure to keep these three safety tips in mind. Burn Only Dry, Cured Wood Logs that have been split, stacked, and dried for eight to twelve months are ideal for burning … Continue reading Fireplace Safety Tips →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Wear and tear happens to any home over the years, and it can be easy to overlook. While preparing to list a home, a seller or their real estate agent will quickly notice the details that need attention. Here are 4 repairs you can make in your home now before listing it for sale! Patch-Up … Continue reading 4 Repairs to Make Before Selling Your House →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • While buying your first house is an exciting time and a big milestone, it’s important to keep in mind that there are some actions to avoid during the buying process. Here are some common but avoidable mistakes that first-time homebuyers sometimes make. Skipping the Prequalified Process When you decide to take the big step towards … Continue reading 4 Common First-Time Homebuyer Mistakes →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Whether you love or dread the frosty winter temperatures, we all like to save money while staying comfortable in our home when the temperatures drop. By taking a few simple steps towards winterizing your home, you can achieve both goals! Caulk (or Re-Caulk) Your Windows If you are noticing cold drafts of air coming from … Continue reading 4 Tips on Winterizing Your Home →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Halloween is upon us! Whether you’re hosting a party, preparing for ghosts and goblins to knock on your door, or going trick-or-treating with your kids, here are some tips to have a safe and Spooktacular Halloween. Carefully Consider Your Candy Offering Not all candy is appropriate for every child. Avoid candy that poses a choking … Continue reading Spooktacular Halloween Ideas →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • When you decide that you’re ready to buy a house, it can be tempting to start searching for listings on Zillow or drive through your favorite neighborhood looking for “For Sale” signs. The last thing you want to do, however, is to find the perfect house and then realize it’s out of your price range. … Continue reading How Much Home Can You Afford? →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • If you are an avid DIYer, you like to make improvements around your home while saving money at the same time. The arrival of fall brings with it the opportunity to make some simple improvements to your home to prepare for the colder temperatures. Here are three budget-friendly projects you can tackle this fall! Install … Continue reading 3 Budget-Friendly Fall Projects →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • National Fire Prevention Week (October 8 – 14, 2017) serves as a reminder that there’s never a bad time to review fire safety tips with your family and make sure that you are practicing fire prevention in your home. According to the National Fire Prevention Association, an estimated 365,500 homes alone were damaged in 2015 … Continue reading Home Fire Safety & Prevention Tips →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Whether you are planning to list your home this fall or you just want to enjoy your home more, curb appeal matters. Keeping up with curb appeal, however, can be a challenge, especially when the seasons change. Have your home and yard looking beautiful this fall with these 5 curb appeal tips! Enjoy the Fall … Continue reading 5 Tips to Add Fall Curb Appeal →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Have interest rates gone down from when you originally financed your home? Has your financial situation changed since you bought your home? Has your home value increased? Answering “yes” to any of these questions could mean it’s a good time to refinance your home. Switch to a Fixed Rate Loan Refinancing can be done for … Continue reading 3 Reasons to Refinance →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Whether you are an avid fan of a college or pro football team, enjoying game day couldn’t be better than from the comfort of your own home. Here are three game-winning tips that will score points with your friends and family when you host a tailgate party at home! Play It Safe Grilling is a … Continue reading Tailgating At Home →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Buying a home is a huge financial commitment, but according to the results of the latest Rent vs. Buy Report from Trulia, homeownership can still be a better deal than paying rent. The report states that in the 100 largest metro areas in the United States, homeownership remains cheaper than renting with a traditional 30-year … Continue reading 3 Questions to Consider in Renting vs. Owning →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Maintaining good credit is important for every homeowner.  If you have a line of credit, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies. Yesterday, Equifax announced that it experienced … Continue reading Understanding the Equifax Data...

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Nobody wants to climb up into the attic for any reason, much less to check and perform maintenance. While being the least visited area in a home, the attic still plays a vital role in keeping your home healthy and comfortable. To keep your attic in top shape, here are 3 basic tips you need … Continue reading 3 Tips for Maintaining Your Attic →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Are you planning a move to a new neighborhood or community? Meeting your new neighbors can provide a sense of community that helps you feel safer, more settled and happier in your new environment. For some people, this could mean stepping out of your comfort zone, so here are four tips to help you connect … Continue reading Meet the Neighbors →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Ceramic tiling has been transforming everyday living spaces for a long time. Beginning in ancient Egypt, tiles were a way to enhance the decorative value of architecture and exterior pathways. Today, tile can be found everywhere, and for good reason! Tile is easy to maintain, durable, cost-effective, environmentally friendly, and trendy. Modern patterns and sizes … Continue reading All About Tile ...

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • With the number of homes on the market today, homebuyers can afford to be picky. Buyers are looking for the best, so a home can easily slip through the cracks if it’s not in pristine condition. Use these four tips to get your home into shape before getting it on the market. Stage Your Exterior … Continue reading 4 Secrets to Selling Your Home! →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Moving is never an easy process. Picking up and moving to a new house or a new city packs its own boxes of stress and anxiety for anyone, and for children, those emotions can be even more elevated. Here are some tips to help you and your kids make the move and ease the transition … Continue reading Moving…With Children →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Traditionally, we think of the homeowner path as upsizing. When we are young, we buy a small starter home to fit our needs and income. Later, our needs change as our family unit grows, and we move into a larger home to fit our needs. There are times in our lives, however, when smaller spaces … Continue reading Knowing When to Downsize →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Plenty of people have the goal of buying a home, but factors hold them back from making it happen each year. Rising interest rates or not enough savings for the standard 20% down payment are just a few examples that cause people to push off the thought of owning a home. Maybe next year’s rates … Continue reading 3 Reasons to Buy This Summer! →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • In addition to increasing curb appeal and the resale value of your home, a fresh paint job on the exterior of your home creates a line of defense against harsh weather. You want to make plans to repair and repaint as soon as you notice any signs of paint beginning to crack, blister, or peel. … Continue reading 4 Tips for Painting Your Home! →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Not everyone can afford the standard down payment when buying a home. Instead, they achieve their dream of home ownership through mortgage insurance. So what exactly is mortgage insurance, and how does it affect your home loan? What is Mortgage Insurance? Mortgage Insurance is an insurance policy that compensates mortgage lenders for losses due to … Continue reading Do I Need Mortgage Insurance? →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Celebrating our nation’s independence by setting off a brilliant display of fireworks is an honored tradition every year on July 4th. Dating back to as early as July 4, 1777, this tradition humbly began when Congress authorized a fireworks display in Philadelphia to honor the one-year anniversary of the signing of the Declaration of Independence. … Continue reading Backyard Firework Safety →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • If your garage doesn’t have the space for your car in anymore, you’re not alone. According to a survey done by researchers at Home Innovation Research Labs, 93% of homeowners surveyed use garages for storage while 84% use it for parking a vehicle. The study also found that only about 70% of the garage space … Continue reading How to Give Your Garage a Makeover →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • When you’re buying, refinancing, or selling your home, a home appraisal will always be one of the key components of the transaction. Simply defined, a home appraisal is an unbiased opinion from a professional appraiser on a home’s value. Home appraisals are done to determine whether the home’s contract price is appropriate given the home’s … Continue reading Everything to Know About Home Appraisal...

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • Whether you’re de-cluttering your home before listing it on the market, or you just need to purge items you no longer need, earn some extra cash by hosting a yard sale. Of course, unlike donating everything to the nearest Goodwill, a lot of hard work and planning goes in to putting on a successful yard … Continue reading 8 Expert Yard Sale Tips! →

ALCOVA Mortgage
ALCOVA Mortgage
Blog Post
  • When you flip through the channels on your TV, you may notice the influx of home improvement shows popping up. No doubt home improvement shows are quite the rage on television these days, generating substantial audiences and fans on shows like Flip or Flop, The Property Brothers, and Fixer Upper. Following the house-hunters through their … Continue reading Planning on Tackling a Fixer-Upper? →

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