Apple Insurance Specialists
Apple Insurance Specialists
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  • Are you concerned about the future?  Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and upcoming political elections?  A broker or agent who cares about your business will be on the forefront of change.  Part of providing outstanding customer service is helping clients understand … Continue reading What Is Tr...

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat.  However, keeping our kids safe as they are out Halloween night is always a concern.  A little pre-planning can prevent unfortunate accidents that could turn out to be tragic.  Remember, your homeowner’s insurance will cover … Continue reading Halloween Safety

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post

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Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • A Personal Insurance Update Buying insurance for your home, auto, or business is one of the most important decisions you can make.  Just ask the people of Houston, Texas.  Currently, independent agents are on the ground helping their clients finalize their claims so they can get back to their daily lives. We understand what is … Continue reading Five Reasons an Independent Agent Is Better Than Onl...

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • Many homeowners have experienced premium increases. Our agency works very hard to bring our clients the best possible combination of premiums, coverage, and service.  Homeowners insurance plays an important role in society. It protects your most important financial asset, your home. Remember, each homeowner’s insurance policy is different, and if you bought your homeowners insurance … Continue rea...

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • Business Insurance According to the latest surveys by major insurers, small to medium sized businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage … Continue reading Texas Business...

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • Things That Will Impact Your Homeowner’s Insurance If you own a home or rent, you need the right kind of homeowner’s insurance.  Homeowner’s insurance is needed to protect yourself, your family, and your property from loss and/or damage.  We can provide you with many homeowner’s or renting insurance options.  Let us do the shopping for … Continue reading Are You Putting Your Homeowner’s Insurance ...

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • A Personal Insurance and Safety update Summertime means more of us are heading to the pool, lake, ocean, or river to relax and have fun.  Unfortunately, these activities can lead to accidents and injury.  Summer also brings increases in heat related illness and teen driving accidents, according to PC260.com. It is also important to have … Continue reading Summer Can Be Risky for Everyone

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • Texas Business Insurance The world is changing, and we understand the issues Texas businesses face every day. There is constant competition for your customers, there are challenges in attracting and retaining top talent, and your cost of goods keeps going up. Part of your planning should include an annual business insurance review. Your business changes, … Continue reading Texas Business Insurance...

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2013 over 9,000 people went to … Continue reading July 4th Safety Tips

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • The majority of home burglaries do not involve violence or the use of a weapon. The average dollar loss from a burglary in the United States is just over $2,000, and there are over 2 million burglaries in the US every year. Your house is more than just an investment, it is a place where … Continue reading Be Smarter Than Burglars

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • A business insurance review Recently, small business owners were surveyed to help identify some of the top risks they faced when growing their businesses1.  Many small business owners are unaware of the new, and increased, risks that come with growth.  For example, many business owners erroneously think that a claim is not covered, so they … Continue reading Insurable Risks Derived From Growing Bu...

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • Personal and business insurance buyers–don’t make these mistakes Everyone who buys insurance often runs into what we call the 7 deadly sins of buying insurance. These apply to both personal insurance and business insurance. Read these to see if you can relate to any of them. Your deductibles are too low. The lower the deductible … Continue reading Don’t Make These Mistakes

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • An Insurance Review March is over and we spent the while month watching 64 college basketball teams play to the final four, then to the championship game.  Congratulations to North Carolina! The entire thing reminded us of some insurance madness. We thought we would share with you our “insurance madness final four.” These can impact … Continue reading March Madness – Insurance Style

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • Combine your business auto, property, and liability into one package. Take a close look at your policy and make sure you have the coverage you need.  There may be coverages you have that you do not need. Look to insurers that offer loss control help. This will help you manage your risk and keep claims … Continue reading Commercial Insurance

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • A Business Insurance Update Your business insurance can respond to many kinds of risks and losses. Protecting your business from loss can mean the difference between having a great year, and having to close your doors. According to the Insurance Information Institute, 30% of businesses that have a fire never re-open. Therefore, it pays to … Continue reading Is Your Business Prepared For A Loss?

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • A Personal Insurance Update Often called the silent killer, carbon monoxide is an odorless gas that can kill.  Carbon monoxide, also known as its molecular form “Carbonous oxide” (CO) can be found in many household items, including stoves and furnaces.  According to the latest information from the National Fire Protection Association, there were over $100,000 … Continue reading Carbon Monoxide Det...

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • There is no question that operating a business comes with certain risks. But there are also many benefits. The range of business threats is evolving rapidly but your organization can thrive and gain a competitive advantage if you know how to manage your risk. Here are a few simple ways to manage risk: Follow insurance … Continue reading Are You Interested In Reducing Your Business Risks?

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post
  • There is no question automobiles give us incredible freedom. Having the ability to go to the store, doctor, or out to eat brings joy to all of us. As we age, it is normal for our driving abilities to change. Few people like the idea of depending on others or relying on public transportation. However, … Continue reading How To Tell Parents It Is Time To Stop Driving

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post

New blog articles detected.

  • Insurance Policies Not To Consider In 2017

    2017 is going to be a year of change. We have a new President, we have a new healthcare system and we may recommend that you not buy certain kinds of insurance. We will be the first to say that certain insurance may not always be best for your needs. We believe each client is … Continue reading Insurance Policies Not To Consider In 2017

  • 2017 Insurance Buying Tips

    Now that 2017 is here, it may be time to consider reviewing your personal insurance program. Most people don’t take time to review exposures, options, or their current economic condition before making their insurance purchase. We want to help you, so we prepared these insurance buying tips for 2017. Don’t buy insurance through the internet … Continue reading 2017 Insurance Buying Tips

  • How To Survive The Holidays

    We are full steam ahead; the holiday rush has begun. Beyond getting the flu vaccine, there is a lot you can do to help your body and mind during the holidays. Allison Aiello, Ph.D., a professor of epidemiology at the University of North Carolina, offers a few words to help us survive the Holidays. Get … Continue reading How To Survive The Holidays

  • Remember, Criminals Are Also Looking For Deals This Holiday

    The Most Common Holiday Theft Losses We are in the middle of the holiday season.  While you are out shopping for that perfect gift, criminals are also out looking for ways to enhance their holiday take. While your personal insurance will most likely cover losses from theft, we thought it might be good to identify … Continue reading Remember, Criminals Are Also Looking For Deals This Holiday

  • How to Prepare Your Business for Holiday Risks

    A Business Insurance Update The next few months are important for every business. The holidays are not just for retailers, as many businesses rely on a healthy last quarter to help them finish the year in the black.  Your business insurance plays an important role in this, as it protects you from un-planned losses. Here … Continue reading How to Prepare Your Business for Holiday Risks

  • Don’t Let The Grinch Steal Your Holiday Cheer

    Personal Insurance and Safety Update Many of us will be out looking for deals this holiday season. And criminals will be looking out for deals too. Criminals feed on the chaos of this season. Shoppers are distracted and the police are overworked, making it a great time for criminals to get bargains, at our expense. … Continue reading Don’t Let The Grinch Steal Your Holiday Cheer

  • Are You Shopping Online This Holiday?

    Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list.  Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales.  This year, consumer … Continue reading Are You Shopping Online This Holiday?

  • Make Halloween Safe for Everyone

    In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat.  However, keeping our kids safe as they are out Halloween night is always a concern.  A little pre-planning can prevent unfortunate accidents that could turn out to be tragic.  Remember, your homeowner’s insurance … Continue reading Make Halloween Safe for Everyone

  • Can Life Events Impact Your Insurance?

    Most of us buy insurance in this order; auto insurance, renters’ insurance, home insurance, and then life insurance.  However, many of us do not think about how the events in our lives may affect our need for different kinds of insurance.  As your life changes, the need to protect your life, investment, and family also … Continue reading Can Life Events Impact Your Insurance?

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post

New blog articles detected.

  • Even Small Businesses Have Big Risks

    Many think that operating a small business has little or no risk. The fact is, operating a small business has just about the same risks as any other business.  Employees can still sue you, you can cause injuries to your customers, and your building can burn just like a big business.  General liability risk is … Continue reading Even Small Businesses Have Big Risks

  • Watch Out For The Kids…. Back To School Safety Tips

    Personal Insurance and Safety Update Summer vacation is over and a new school year has started. We will soon start to see the signs of back to school time, including more school busses on the road, and back to school displays in the stores.  Now is the time to start thinking about keeping your child … Continue reading Watch Out For The Kids…. Back To School Safety Tips

Apple Insurance Specialists
Apple Insurance Specialists
Blog Post

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