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  • When it comes to health insurance, it is good to have choices. PPO or “Preferred Provider Organization” is one of the most popular types of health insurance plans on the market. Much like an HMO (Health Maintenance Organization), PPO health insurance offers members a wide network of healthcare providers that can be used for yourRead On > The post What is PPO Health Insurance? appeared first on Bus...

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  • Professional liability insurance (PLI), also referred to as professional indemnity insurance (PII) or errors & omissions (E&O), is a type of liability insurance often used by businesses to prevent having to bear the full cost associated with a negligence claim. Unlike general liability insurance which covers a variety of mishaps like third party injuries, professionalRead On > The post What Is Pro...

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  • Errors and omissions insurance (E&O) is a form of professional liability insurance that companies use to protect their business and employees from claims of negligence or inadequate work. Also referred to as professional liability insurance (PLI) or professional indemnity insurance (PII), errors and omissions coverage is typically used by businesses that provide expert advice orRead On > The post ...

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  • Errors and omissions insurance, also known as professional liability insurance, provides professionals with protection from claims of negligence or defects in products or services. Most business owners are familiar with business liability insurance which covers losses related to property damage, bodily injury, or forms of advertising injury. However, business liability insurance does not cover all...

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  • As a business owner, you likely have policies piling up. After so many years, is it safe to simply discard the paperwork? The answer is not always. For certain types of liability and property policies, such as home, auto, and umbrella, you only need to keep the most current coverage summary page, a document knownRead On > The post How Long to Keep Business Insurance Policies appeared first on Busi...

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  • Strategic planning is crucial to your business’ long-term success. It not only provides a sense of direction and outlines objectives, but is also useful when making day-to-day decisions. Strategic planning models function as designs, similar to blueprints used during construction. There is no one best model. It is up to businesses to select and alterRead On > The post The 5 Strategic Planning Mode...

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  • Choosing your health plan is not a decision that you should make lightly. There are numerous types of plans that may sound similar but differ in their coverage options. Exclusive Provider Organizations (EPOs) and Preferred Provider Organizations (PPOs) are two such health plans that offer distinct benefits. Take the time to understand each type ofRead On > The post EPO vs PPO Insurance: What to Kn...

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  • Since its arrival, the DC Health Link has helped thousands of people find, compare, and select insurance policies that meet their budget and unique needs. The growing health insurance marketplace, created pursuant to the Affordable Care Act (ADA), quickly became an integral part of the highly-competitive hospitality industry. However, with the future of the ADARead On > The post DC Health Link: Lo...

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  • Most employees consider health insurance to be one of the most valuable employee benefits when evaluating a prospective employer. Employers often find that offering health insurance helps them better attract and retain top talent. There are also other benefits for employers building a competitive employee benefits package, such as tax deductions and reduced absenteeism inRead On > The post Choosin...

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DBA Insurance Waivers

  • Defense Base Act (DBA) insurance is a form of workers compensation insurance that is generally required for all public works contracts performed abroad. In some cases, a waiver may be granted by the Secretary of the Department of Labor (DOL) that exempts an employer from standard DBA insurance rates. However, DOL policy prevents waivers fromRead On > The post DBA Insurance Waivers appeared first o...

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  • Life is unpredictable. That is why, as an employer, offering a flexible time off policy is a powerful way to attract and retain talent that has their pick of professional destinations. Developing a versatile time off policy allows employees to better balance responsibilities in and out of the office. It also boosts productivity in theRead On > The post Establishing a Flexible Time Off Policy to Ma...

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  • Building a talented and collaborative team isn’t always easy, but it is nonetheless imperative for today’s competitive workforce. Business leaders often turn to workforce planning to optimize their talent needs for a greater impact on their business results. Workforce planning is the process of analyzing and forecasting your workforce needs both presently and in theRead On > The post How to Develo...

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  • A strategic workforce plan is a company’s best way of securing its future success. The SWP is a process in which a company analyzes the effectiveness of both its current and future staff, identified in aggregate as ‘workforce’. This can be a very thorough process as it involves a review of the entire company’s resourcesRead On > The post What is a Strategic Workforce Plan? appeared first on Busine...

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  • Building a competitive employee benefits package is one of the most effective ways to attract and retain high-quality talent. A well-structured benefits package may include a number of components, such as health insurance coverage, dental insurance, flexible spending accounts, retirement savings plans, vacation time, and additional paid time off. Some benefits, such as a 401kRead On > The post Top...

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  • Contractors and subcontractors working overseas under a United States government contract or on a U.S. military base are entitled to workers’ compensation protection under the Defense Base Act (DBA). As a contractor, you may have questions about the DBA and what benefits are rewarded to you in the event of an injury, illness, or death.Read On > The post 7 Common Contractor Questions: The Defense B...

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  • The millennial generation, born between 1980 and 2000, make up 25 percent of the workforce in the United States. By 2020, millennials will form 50 percent of the global workforce. To engage and retain this new generation of talent, it’s important that you have a solid workforce plan in place. Workforce planning is a processRead On > The post Improve Your Workforce Planning for the Millennial Gener...

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  • Since 1775, contingency contracting has been an invaluable part of the U.S. military. Prior to this, the military was forced to procure goods through direct purchase, but over time the use of private contractors was proven to be more efficient and less wasteful. As a result, the use of private contractors by the government hasRead On > The post Insurance and Contingency Contracting appeared first ...

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  • Building an employee benefits package is a highly effective way to attract and retain talent. Any competitive benefits package should appeal to new candidates and provide unique advantages not offered by your competitors. It should also satisfy the needs and goals of current employees who you wish to continue working for your company long-term. IntroducingRead On > The post How to Find the Benefit...

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  • Offering a competitive and generous employee benefits package can be an effective way to retain current talent at your organization and recruit new talent in the workplace. While there’s no one-size-fits-all way to build a competitive benefits package for every business, most employees agree that an attractive package should contain some type of life insurance.Read On > The post The Four Major Typ...

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  • Regardless of your field or industry, your business will always face competition for the best talent on the market. Learning how to keep the best people happy and part of your company over the long term can seem like a challenging proposition. However, if staff are given fair benefits, treated well, and given opportunities toRead On > The post 6 Ways to Retain Talent at Your Company appeared first...

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  • Human resources are one of the most important assets in a small business. However, many small businesses do not have a designated HR department leaving the job entrusted to the owner or executive of the business. Unless you are outsourcing HR either through your Broker or an HR Consulting agency, human resources functions managed in-houseRead On > The post 8 Common HR Issues for Small Businesses a...

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  • Enacted in August of 1941, the Defense Base Act (DBA) is an extension of workers’ compensation that covers government contractor employees outside the United States. The act was later amended to include public works contracts with the government that included the building of roads harbors, dams, and schools abroad. Other amendments were also added overRead On > The post DBA Insurance Coverage Guid...

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  • Succession planning is a business strategy that involves preparation for the future. If done well, succession planning is a way of ensuring that whoever succeeds, or takes over, the executive roles in a company will be well-prepared for the transition. Succession planning is usually reserved for establishing a smooth transition of key leadership roles withRead On > The post What is Succession Plan...

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  • Enacted in 1941, the Defense Base Act (DBA) provides coverage for U.S. and foreign employees working outside of the United States. DBA coverage is essentially worker’s compensation insurance that allows employees to collect in the event of an injury or illness while working on a contract financed by the U.S. government. Dependents of the employeeRead On > The post Common DBA Insurance Claims and P...

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  • Many workers in the United States are protected by some form of workers’ compensation. So too, are contractors and subcontractors working overseas, either on a U.S. military base or as a U.S. government contractor by a policy known as a DBA or Defense Base Act Policy. The Defense Base Act provides coverage to these workersRead On > The post Contractor Benefits under the Defense Base Act appeared f...

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  • Fringe benefits are a type of compensation business owners provide to employees. Rather than paying an employee a higher salary, which will cost owners at tax time, a customized and competitive benefits package will not only attract talent, it will help retain staff. Employees at small businesses often cannot afford to have a larger chunkRead On > The post What are Fringe Benefits? appeared first ...

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  • The growth of managed healthcare has continued to rise since its inception in the 1980s. The term covers a type of health insurance with the concept of providing quality health care at an affordable rate. The basis has remained essentially the same since the Affordable Care Act, also known as Obamacare, came into effect inRead On > The post Managed Healthcare Care Plans: POS, PPOs, and HMOS appear...

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  • Email scammers were the target of official Virginia State law for the first time in U.S. history earlier this year. In response to email phishing scams that appeared to give potential access to personal taxpayer information, the Virginia legislature enacted an amendment to the state’s data breach notification law. On March 13, 2017, Governor TerryRead On > The post All About the Virginia Payroll D...

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