Bertram Insurance & Financial Services
Bertram Insurance & Financial Services
Blog Post

New blog articles detected.

  • How Inheritances are Shared Between Spouses
    When couples separate or divorce, they often don’t know if family gifts or inheritances stay separate or become communal property. While a thorough review of each case’s circumstances is always required, in general, Ontario law regarding gifts and inheritances is based on timing…Read more
Bertram Insurance & Financial Services
Bertram Insurance & Financial Services
Blog Post

New blog articles detected.

  • Reforms for Travel Health Insurance
    As a travel insurance specialist, I have advocated for consumer protection with doctors and insurance companies. For you, the consumer, I am here to educate and provide you with knowledge and understanding of the products you are purchasing.  The CCIR came up with a consumer survey on travel insurance to which results were posted in […]
Bertram Insurance & Financial Services
Bertram Insurance & Financial Services
Blog Post

New blog articles detected.

  • Restaurant Surcharge to Cover Employee Benefits?
    Starting on May 11th, 2017, a Toronto restaurant has added a three per cent surcharge to each bill in order to cover its new employee benefits program. “We needed to bring in more money to pay for the benefits,” says Heather Mee, co-owner of Emma’s Country Kitchen. “It’s either raising our prices or [the surcharge, and] for us, […]
Bertram Insurance & Financial Services
Bertram Insurance & Financial Services
Blog Post

New blog articles detected.

  • When an Executor is also a Beneficiary
    It seems like a logical choice. Instead of paying a professional to be your executor, why not choose a beneficiary to do the job instead? It can work, but mixing those roles can create complications for an estate.  Read more
Bertram Insurance & Financial Services
Bertram Insurance & Financial Services
Blog Post

New blog articles detected.

  • Trudeau Says No Tax on Health Benefits
    In an apparent reversal and amid rising opposition, Prime Minister Justin Trudeau said taxing employer-provided health benefits for Canadians is not in his budget agenda. Questioned Wednesday Trudeau was questioned about the issue again Wednesday in the House of Commons by interim Conservative Leader Rona Ambrose… Read more
Bertram Insurance & Financial Services
Bertram Insurance & Financial Services
Blog Post

New blog articles detected.

  • Tax Break for First-time Home Buyers
    First-time home buyers in Ontario may now claim a higher Land Transfer Tax refund. The government says more than half of the first-time eligible home buyers in the province will now be able to avoid paying any Land Transfer Tax…Read more
  • Trillium First Payer in 2017
    Ontario’s Trillium drug plan has announced it’s modernizing its systems and infrastructure and has refocused efforts on altering the way co-ordination of benefits takes place with private drug plans beginning in the fall of 2017. This development isn’t a change to Trillium regulations but is simply a refocused effort to make Trillium a first payer…Read […]
  • How to Fix TFSA Overcontributions
    Excess contributions to RRSPs and TFSAs can lead to penalty taxes, so advisors and investors should be mindful of the rules. For this article, we’ll focus on excess contributions to TFSAs and discuss options for dealing with excess TFSA amounts.  Read more…
  • What’s New for the 2017 Tax Filing Season?
    CRA has posted changes to services for the 2017 tax-filing season. The following are new: Express NOA, ReFILE for Efilers, Pre-authorized debit for EFILE, Represent a Client… Also read about Important Year End Tax Deadlines… Read more  
  • Bitcoin is still a Watchword
    Who could have ever imagined, even a few years ago, that money would become virtual? Not so long ago, we could have thought that credit cards represented the end of currency evolution, but that was before the emergence of bitcoin. For those who haven’t been paying attention, bitcoin is a digital currency…read more
  • Millennials – Life Insurance Gap
    More than half of the Millennials in Ontario do not have a individual insurance policy on their mortgages. The Financial Services Commission of Ontario (FSCO) recently hired Environics Research to discover how much Millennials know about mortgages. The poll found that 47% of those between the ages of 25 to 34 were “not very” or […]
  • Canadian Snowbirds – Rules for Travelling to the USA
    This article is from September 2015 but is a reminder for those travelling to the USA, that there are rules to follow. Review last years CBC News commentary...read more    
  • Snowbird Travel Insurance Survey Results
    The Canadian Council of Insurance Regulators (“CCIR”) proposed a consumer survey surrounding travel insurance . Consumers were asked to give their input on their concerns over purchasing insurance and to offer up their comments. The survey outlined fair treatment of consumers, potential issues related to Travel Health Insurance (“THI”) and options to enhance consumers’ protection and […]
  • Segregated Funds for the Older Market
    Canada Life’s new Estate Protection segregated fund product offers a 100% death benefit to clients who are between the ages of 80 and 90. In promotional materials released earlier this week, the insurer says the new product is meant for clients who want to “leave a meaningful legacy for those who matter the most to […]

Out-Market Your Competitors?

Get complete competitive insights on over 2.2 million companies to drive your marketing strategy.

Create Free Account Log in

By signing up, you agree to the Terms of Service and Privacy Policy.

Out-Market Your Competitors

Get complete competitive insights on over 2.2 million companies to drive your marketing strategy.

Create Free Account

Already a user?  Log in

By signing up, you agree to the Terms of Service and Privacy Policy.