Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
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  • David Wood in the Top 3
    David Wood is pleased to have been selected as one of the three best Licensed Insolvency Trustees in Vancouver BC. And yes there are many more than three.
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Things to know about Debt Advisors and/or Credit Counsellors
    Debt Help, Debt Consolidation, Credit Counselling all mean different things to different people.  Not all people offering these services have professional accreditation, requisite education or experience and they definitely don’t have the ability to settle all of your debts. These types of service providers are generally licensed under the Provincial Debt Collection Act or they […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • I just filed for bankruptcy and I am still receiving collection calls
    Relax!  It could be that your creditors simply do not know about your bankruptcy and there is an easy solution. You made the decision to deal with your debts. You met with a Licensed Insolvency Trustee, filed bankruptcy and plan to get your fresh start.  So why are you still receiving calls from collection agents […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Collections Agencies and Collection Calls
    “I just received a call at work from a collection agency.  I am so embarrassed and hope my employer and co-workers don’t find out.” Sound all too familiar?  When you are in debt and your accounts are “past due” or in default, the bank/credit card issuer or other creditor may turn your account over to […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • A closer look at April 2017 insolvency stats
    Consumer insolvencies in BC decreased overall in April 2017 by a whopping 23.9 percent from March 2017.  Consumer proposals decreased 26.5 percent while bankruptcies decreased 20.5 percent. The proportion of proposals in consumer insolvencies in BC accounted for 53.7 percent during April 2017 while they accounted for 49.66 percent for all insolvencies across Canada for […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Insolvencies in Canada show big drop in April 2017
    The latest numbers from the office of the Superintendent of Bankruptcy Canada shows a 14.4 percent decrease in the total number of insolvencies in Canada in April 2017 compared to the previous month. Bankruptcies decreased by 10.0 percent and proposals decreased by  18.7 percent. Compared to a year earlier, insolvencies are decreased by 12.8 percent. […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Financial Facts to Know Before Getting Married
    Global news has an interesting article that should be mandatory reading for any couple thinking of getting married. The article, “5 Financial Facts Every Couple Should Know About Their Partner Before Getting Married” makes note of a CIBC report from last year that indicates that only one third of Canadian couples about to get married […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Canadians – Addicted to Debt
    A new report by the Canadian Centre for Policy Alternatives titled Addicted To Debt: Tracking Canada’s Rapid Accumulation of Private Sector Debt warns that Canada is at risk of ‘serious economic consequences’. The report says that: …for the first time ever, Canada’s private sector is racking up debt faster than any other of the world’s […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Increasing household debt no longer offset by lower interest rates – PBO
    The Office of the Parliamentary Budget Officer has released a new report titled: Household Indebtedness and Financial Vulnerability – Recent Developments and Outlook. The report focuses on DSR – debt service ration.  This is the capacity of households to service their debt. The DSR remained relatively stable around 14.0 per cent from early 2009 through […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • OSB Publishes Report
    Review of Licensed Insolvency Trustee business practices in relation to administration of consumer insolvencies On April 28, 2017, the Office of the Superintendent of Bankruptcy (OSB), released its report of its investigation into business practices between debt advisors and Licensed Insolvency Trustees, (“LITs). The OSB was becoming increasingly concerned about LIT’s relationships with debt settl...
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • A closer look at March 2017 insolvency statistics
    Consumer insolvencies in BC increased overall in March 2017 by a whopping 26.3 percent from February 2017.  Consumer proposals increased 18.6 percent while bankruptcies increased 37.4 percent. The proportion of proposals in consumer insolvencies in BC accounted for 55.64 percent during March 2017 while they accounted for 52.19 percent for all insolvencies across Canada for […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • March 2017 insolvencies increase almost 20% compared to last month
    The latest numbers from the office of the Superintendent of Bankruptcy Canada shows a 19.2 percent increase in the total number of insolvencies in Canada in March 2017 compared to the previous month.   Bankruptcies increased 25.6 percent and proposals increased by 13.7 percent. Compared to a year earlier, insolvencies are down 1.2 percent. Other […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Canada’s GDP up in first quarter of 2017
    Statistics Canada has released Canada’s latest economic data, and it shows a solid increase in GDP in the first quarter.  The GDP is up by 3.7 percent between January and March 2017. The economic data is here.   You can also see the economic indicators by province, listed here. The latest numbers have prompted some speculation […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • FIC Foreclosure Fund Ltd., FIC Real Estate Projects Ltd. & WBIC Canada Ltd.
    Updated June, 2017 FIC Foreclosure Fund Ltd., FIC Real Estate Projects Ltd. And WBIC Canada Ltd. filed Assignments in Bankruptcy on May 25th, 2017 and Boale, Wood & Company Ltd. was appointed as Trustee of each estate.  Copies of the Certificates of Appointment and Creditor Packages can be found below. For further information, please contact […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Formwork Solutions Ltd.
    Updated June 2017 We wish to advise you that Formwork Solutions Ltd. filed a Notice of Intention (“NOI”) to make a Proposal on October 5, 2016 and that Boale, Wood & Company Ltd. was appointed as Trustee.  A copy of the Certificate of Filing of the NOI and the Notice to Creditors of Filing of […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Does debt disappear over time?
    An article by Erica Alini from Global News poses the question: Do Unpaid Debts Every Disappear? The article explores things like statute of limitation on unsecured debt (it’s different in different provinces), CRA debt, and  how if you die owning money to CRA it can stake a claim on your estate. The full article is […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Borrowing for a home reno? Read this.
    Global’s online national reporter Erica Alini has published an article about the risks of borrowing against your house to pay for home renovations. The article, titled Home renovations: The 4 big risks of borrowing against your house to pay for it explores the possible pitfalls of  HELOC (home equity line of credit). HELOCs are Canadians’ […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • 70 Percent of Canadians couldn’t handle a 10% increase in mortgage rates
    A new survey by Manulife is again raising flags about the risk Canadians face if mortgage rates were to increase. The survey released on 23 May shows that: a significant percentage of Canadian homeowners lack the financial flexibility to adjust to rising interest rates, unexpected expenses or interruption of income,with Millennials most at risk One […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • How will my spouse be affected if I file a Consumer Proposal or a Bankruptcy?
    This is a question that we are constantly asked.  Each wants to know how it affects the amount that is owed by the filing spouse, how income is affected and taxes. Debt This starts with the misunderstanding that each spouse is responsible for the others debts.  While this may be an issue in family relations […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Tax Liens and Real Property
    Tax season is over and now you have to face the reality of how you’re going to pay for your tax debt.  Whether that tax debt is from the current year or added on to a previous years debt, the stress is likely something you are dealing with on a daily basis.  You are likely […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • Co-Signing a Loan: The Good, the Bad and Possibly the Ugly
    Co-signing happens pretty frequently in the world of lending and loans, it’s a way for someone with better credit to help someone who struggles with their finances and credit. This practice is most common among close friends and family members as it requires a good relationship with lots of trust.  It sounds harmless.  Just sign […]
Boale, Wood & Company Ltd.
Boale, Wood & Company Ltd.
Blog Article

New blog articles detected.

  • What is the Cost of Filing a Consumer Proposal or a Bankruptcy
    This is one of the most common questions Licensed Insolvency Trustees (LIT) get asked and in most cases, it is usually answered by giving a response about fees.  If it were only that simple. The cost of filing for bankruptcy is something you will need to consider when you are considering claiming bankruptcy or filing […]

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