Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • It was predicted that this year’s big storms would result in as many as half a million flooded vehicles. The National Insurance Crime Bureau stated this week that nearly 270,000 insurance claims related to vehicle damage from Hurricane Harvey have been processed so far, and another 70,000 have been processed for Hurricane Irma. When insurance companies […] The post Beware Of Flood Damage When Buyi...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • You probably have already heard that hackers have stolen the identity information of 143 million Americans by hacking into the Equifax computer system. (Equifax is one of the three major credit reporting agencies along with Experian and Trans Union.) The information stolen included social security numbers, birthdates, addresses and a yet-to-be-determined number of driver’s license numbers. […] The...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Everyone has to see a new doctor occasionally for a number of reasons. It might be because your family doctor sends you to a specialist. Or, maybe your insurance changed to a new plan that doesn’t cover your current doctor anymore and you need to find a new one. Before you make an appointment with a […] The post When Seeing A New Doctor… appeared first on Charles Juntikka & Associates.

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Only 45% of employers nationwide offer health insurance to their employees. Obamacare offers low-cost insurance to people who don’t have employer sponsored insurance plans, but many people working paycheck to paycheck jobs find that they can’t even afford to pay for Obamacare insurance. If you know someone who is living without health insurance that needs medical […] The post Health Care at the NY...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Have you applied for an ID NYC card? I encourage everyone to apply for one; it has some great benefits. Here are a few: Prescription Drug Discounts Big Apple Rx is the City of New York’s official prescription drug discount card. At almost every pharmacy across New York City, you can simply show the BIN and […] The post Saving Money With An ID NYC Card appeared first on Charles Juntikka & Associate...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Last month, the federal government took action against “credit repair” companies for falsely promising to improve credit scores and for charging illegal fees. The Columbus Dispatch – an Ohio newspaper – published the following story: “You’ve almost certainly seen or heard pitches for “credit repair” services promising to clean up your credit report problems, reduce your […] The post Beware of “Cre...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Last Thursday, the Federal Communications Commission accused a Miami resident of flooding consumers with 96 million phone calls soliciting fake travel deals. The calls would appear to come from local numbers to entice people to pick up the calls. The FCC is proposing a $120 million dollar fine for what they describe as the worst “robo-sales-call” […] The post Download Apps To Stop Unwanted Sales C...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • These days I have been receiving more and more unwanted sales calls on my cell phone as well as on my home phone. I discovered the government has a program to help with this problem. Did you know that the Federal Trade Commission has created the National Do Not Call Registry to help consumers reduce these […] The post Reduce Unwanted Sales Calls appeared first on Charles Juntikka & Associates.

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • If you are traveling this summer and plan on renting a car for your trip, I want you to be aware of the following ABC News story warning consumers about Payless Car Rental:   “The Better Business Bureau is issuing a nationwide warning to customers about Payless Car Rental, a major car rental company found at […] The post Beware Of Payless Car Rental appeared first on Charles Juntikka & Associates.

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Charles Juntikka & Associates was quoted this week in a Channel 4 news story exposing alleged consumer rip-offs happening at Major World Auto. The WNBC website reported that: “According to a petition filed by the NYC Department of Consumer Affairs, sales people at the Major World dealer group prepared dozens of auto loan applications containing inflated […] The post Dept of Consumer Affairs Says M...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Lower-income New York City residents can take advantage of free tax preparation services offered by NYC Government Agencies this tax season. Individuals without children who earn $30,000 or less annually and individuals with children who earn $54,000 or less annually, can go to more than 200 free tax preparation offices that are located within the five […] The post Free Tax Preparation Services Fo...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • It has happened to many of us. We buy a $2 cup of coffee using our debit card. A few days later we learn that the cup of coffee cost us $37 because we accidentally overdrew our bank account and the bank charged an overdraft fee of $35. Last month, the Pew Charitable Trust reported that […] The post How To Avoid Bank Overdraft Fees appeared first on Charles Juntikka & Associates.

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Have you ever been inclined to make a purchase because an item was “on sale” and you thought you were getting a great bargain? Just as the Christmas shopping season rolls into high gear, government attorneys have filed suit against four big national retailers for false advertising that allegedly misled shoppers into believing thousands of products […] The post Macy’s, Sears, JC Penney, Kohl’s Sued...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • The holiday season is one of the busiest times of the year for scammers. Here is a tip to protect yourself during this year’s holiday shopping season: Do not use public Wi-Fi to make purchases using your credit card, or to check your bank account information. Using free Wi-Fi can lead to identity theft. Free Wi-Fi […] The post Don’t Use Free Wi-Fi Connections To Make Holiday Purchases appeared fir...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • New York City has a severe housing crisis. Rents are too high and apartments are not always adequately maintained or kept in livable condition. To make matters worse, hiring a landlord/tenant attorney to fight a landlord can be too expensive for many people. If you or someone you know has a landlord problem, I want to […] The post Help With Landlord / Housing Issues appeared first on Charles Junti...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • With gift card sales estimates at $24.81 billion this holiday season according to the National Retail Foundation, it is not surprising that scammers are targeting the gift card market. Here’s an example of a gift card scam that crooks have found to rob you of your gift card balance: Crooks jot down the gift card numbers […] The post Don’t Buy Gift Cards From Display Racks This Holiday Season appea...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Identity theft is rising at an alarming rate. According to the FTC (Federal Trade Commission), identity theft complaints rose 47 percent in 2015 compared to the year before. For the past 15 years, complaints about identity theft remain among the top scams consumers report to the FTC. In order to combat this worsening problem and provide […] The post New Government Assistance for Identity Theft Vic...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • St. John’s University Law School has a special program that can help some seniors with free legal help if they have become victims of financial scams. The service is available for low to moderate income residents of Queens that are 62 years old or older. The name of the program is “The Consumer Justice for the […] The post Free Legal Help For Elderly Residents in Queens appeared first on Charles J...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Yahoo announced that the account information of at least 500 million users was stolen by hackers in the biggest known theft of one company’s computer network. Yahoo said that user information – including names, email addresses, telephone numbers, birth dates, encrypted passwords, and in some cases, security questions – was stolen. If you are a Yahoo […] The post 500 Million Yahoo Accounts Stolen /...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • New York City has adopted a law barring most employers from checking a job candidate’s credit reports. The law makes it illegal to request or use a job applicant’s credit history in making a hiring decision in almost all cases. “Just because you’ve struggled with credit cards, medical bills or student loans does not make you […] The post NYC Has Outlawed Running Credit Checks On Job Applicants app...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post
  • Are you experiencing problems or getting frustrated with you bank? You are not alone. The federal consumer watchdog agency – the CFPB – recently published an article about banks with the most complaints. Some of the top complaints were: Complaints about overdraft fees and availability of funds: Consumers complained about overdrafts on their accounts occurring because […] The post Complaints About ...

Charles Juntikka & Associates, LLP
Charles Juntikka & Associates, LLP
Blog Post

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