Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • Owning your own home is often described as The American Dream. Unfortunately, due to individual circumstances like your financial situation and factors out of your control like the housing market, owning a home may not happen right away. Instead, many people opt to rent a home in the meantime. But is this the right choice […] The post Renting A Home Versus Buying A Home appeared first on Cornersto...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • As with any industry, not every client is easy to work with. Perhaps they second-guess every decision or are rude. But at what point is it appropriate to “fire” a client and end your business relationship with them? They’re Dishonest Honesty is the foundation of every agent-client relationship. If your client is dishonest about their […] The post When Is It A Good Idea To Walk Away From A Client? ...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
YouTube Video
  • Let's work together to get Guild on the map, build awareness as to why Guild is so great, and attract new talent. Follow these simple steps: 1. Put a note on your calendar right now to post your answer to "Why Guild?" on 4/4. This can be done on Facebook, LinkedIn, Instagram, Twitter or all of the above. 2. Your post can be a written response with a photo or video included, but be sure to mention...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • Selling a home is often not the simplest of tasks: You must find a reputable Realtor to help you sell, market the property, obtain an MLS listing, the list goes on. When a buyer makes an offer on your home, they may offer what is known as an escalation clause. Ask yourself the following questions […] The post Should You Accept An Escalation Clause? appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • Selling your home is a monumental task—especially if you are forgoing a real estate agent and selling on your own (Hint: We recommend hiring a professional  real estate agent!). While you want to sell your home through traditional listings, social media may help your home find a buyer faster. Here are some tips to help you sell […] The post Quick Tips For Selling Your Home On Social Media appeared...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • When you purchase a home, you know there is a lot that goes into keeping your investment safe. You had the home inspected, repaired if needed, and know about the area you home is in. All-in-all, everything looks good and surely you don’t need the extra expense of homeowner’s insurance on top of all the […] The post Do You Really Need Homeowner’s Insurance? appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • You love this home: It has all the features you are looking for and on the surface, it looks perfect. But don’t let that distract you. There is a lot of work that goes into finding the perfect home and that means managing your expectations. Here’s what you need to keep an eye out for […] The post Home Walkthroughs: What To Look For When Viewing Listings appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • When you shop around for the best home loan for your financial needs, you will likely come across what is known as a private lender, as opposed to a government or conventional lender. But is a private lender right for you and what is it anyway? What Is A Private Lender? A private lender is […] The post What Is A Private Lender? appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • With a poor reputation comes a home that can be difficult to sell. If your property is considered stigmatized you will have to go the extra mile in order to find a buyer and a good selling price. Here’s what you should know about selling your stigmatized property: It’s Your Duty To Disclose Like with […] The post Tips For Selling A Stigmatized Property appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • You’ve just moved into your new home! Congratulations! As a new homeowner, there are several rules and etiquettes to follow to maintain a good relationship with your neighbors. Even if there are no houses rights next to yours, these homeowner etiquette rules are still important to abide by: Keep Your Lawn & Home Maintained What […] The post Essential Etiquette For New Homeowners appeared first on ...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • Escrow is when money is held by a third party on behalf of two other parties that are in the process of a large financial transaction—in this case, the home buyer and the home seller negotiating a home sale. It’s important to remember that that money in escrow isn’t sitting in a void. You will […] The post What Is Escrow? appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • FOR IMMEDIATE RELEASE: St. Charles, MO (February 1, 2018) – Cornerstone Mortgage, Inc. is happy to announce the addition of Senior Loan Officer, Mike Seger to the St. Charles, MO location. Mike Seger has over 18 years of experience in the mortgage and banking industry. Mr. Seger is a highly accomplished originator. He is skilled […] The post Cornerstone Mortgage, Inc. Welcomes Mike Seger appeared ...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • We use social media in our everyday lives to connect with friends and family, do business and find the best deals in town. But do you use it to find a new home? When using social media to find a new home, it is best used as a supplement to more traditional forms of house […] The post Is It A Good Idea To Buy A Home On Social Media? appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • As a lender, you will say it a lot: Homeowners are required to purchase homeowners insurance to protect themselves and the lender from losses should the home be damaged. But did you know it can affect a client’s mortgage and other aspects of their homeownership? It Can Affect A Client’s Monthly Mortgage Payments When clients […] The post What Loan Officers Should Know About Homeowners Insurance ap...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • Being house poor versus being underwater can be easily confused with each other, as both have to do with how much your home does or does not cost and how much you are paying on it. However, there are vital differences to remember since the two situations can happen thanks to very different sets of […] The post Being House Poor Versus Being Underwater: What’s The Difference? appeared first on Corne...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • FOR IMMEDIATE RELEASE: Kansas City, MO (January 17, 2018) –Cornerstone Mortgage, Inc. is happy to announce the addition of Senior Loan Officer, Mark Kuluva to the Overland Park, KS location. Mark has over 20 years of experience in the mortgage lending industry, demonstrating proficiency with a wide variety of mortgage loan programs. His uncommonly genuine approach […] The post Cornerstone Mortgage...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • It’s no secret that in order to sell your home you should depersonalize it first so potential buyers will not feel like they’re intruding. But there are a few home trends that you should look out for in 2018 that you can take advantage of when selling your home. Color In The Kitchen Gone are […] The post 2018 Home Trends For Sellers To Take Advantage Of appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • FOR IMMEDIATE RELEASE: Kansas City, MO (January 10, 2018) – Cornerstone Mortgage, Inc. is happy to announce the addition of Senior Loan Officer, Leah Smith to the Overland Park, KS location. Leah brings a fresh perspective to the loan world, and uses her background in property management to bridge the path between renting and buying a […] The post Cornerstone Mortgage, Inc. Welcomes Leah Smith app...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • FOR IMMEDIATE RELEASE:  St. Louis, MO (January 10, 2018) – Cornerstone Mortgage, Inc. is happy to announce the addition of Senior Loan Officer, Vince O’Brien to the Chesterfield, MO location. Vince O’Brien has served the Greater St. Louis area for over thirty years, working with homebuyers and homeowners of all types. He has worked with those […] The post Cornerstone Mortgage, Inc. Welcomes Vince ...

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • Vince was awesome! He was helpful throughout every process and was prompt with relaying information and answering any questions. He’s very friendly and goes through all information step by step to ensure that you understand what is going on. As a first time homebuyer it made the process easier to understand. I highly recommend him! Satisfied […] The post appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • I was referred to Vince through my real estate agent’s company and Vince could not have made the process of obtaining a mortgage easier! He walked me step by step through what would occur and did not mind answering every question I had. Even after closing, he was helpful and went above and beyond. I […] The post appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • Vince is an extremely friendly person and very easy to work with. We hadn’t bought a home in a number of years, so he answered all of our questions very clearly. Came to our home several times to drop off documents and met us at the realtor’s office for our convenience. He guided us through […] The post appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • We’ve had the distinct pleasure of working with Vince O’Brien and highly recommend him. He is an expert on a wide variety of loan products and is adept at recommending the right product for any mortgage need. No matter the obstacle we encountered, Vince provided trusted counsel and took the stress out of our process […] The post appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • “Nick and his team were amazing to work with to get my mortgage loan. I have never bought a house before and had no idea how to begin. They helped me with all my questions no matter how many times I had to call and were always friendly. They even referred me my real estate […] The post Testimonial – Cheyenne C appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • “Nick and his staff really knows the mortgage industry. He help me with the right loan options and help me save money. I was very pleased with how fast and easy the process was. Very friendly and professional business practices.” Don Schmieg The post Testimonial – Don Schmieg appeared first on Cornerstone Mortgage.

Cornerstone Mortgage, Inc.
Cornerstone Mortgage, Inc.
Blog Post
  • “Nick was great to work with. He made purchasing my first house very easy for a first time home buyer. Working with Susan McKinley and Nick Maddock really made this experience a good one.” Emily Schneider The post Testimonial – Emily Schneider appeared first on Cornerstone Mortgage.

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