FICO (NYSE: FICO), originally Fair, Isaac and Company, is a data analytics company based in San Jose, California focused on credit rating services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

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FICO
FICO
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  • PSD2 will change the payments landscape and Payment Service Providers (PSPs) must change with it. Those PSPs that manage the payments process effectively stand to retain customers and attract new ones. To do this they need to manage fraud effectively so that they can secure payments with less disruption to their customers’ journey. Take a look at Jenny’s story, she’s trying to buy a washing machin...

FICO
FICO
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  • Growth in the financial services industry has always been driven by the ability to move quickly to capture new opportunities. Institutions that are able to transact, launch new products and adapt to market changes the fastest are able to maintain a competitive edge. Origination systems that can support a high level of agility and scalability are a necessity. Paired with the ability to acquire the...

FICO
FICO
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  • Are you a banking professional? Take our course to learn valuable information directly from FICO's analytic experts about managing risk across the credit customer lifecycle, including in-depth information about the use of credit risk scores in decision strategies. We also answer FICO’s number one frequently asked question “How is the FICO® Score calculated?” Link to course: http://bit.ly/2jumAnO

FICO
FICO
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  • Banks and credit unions of all sizes struggle with similar issues when it comes to reliance on outmoded processes. Under pressure to grow in today’s competitive market, many are evaluating systems and processes with an eye toward building in efficiencies and improving the customer experience. The conclusion many have reached is that manual origination workflows at every stage are causing unaccept...

FICO
FICO
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  • In a day and age where many airlines are in the headlines for all the wrong reasons, American Airlines consistently implements incremental improvements throughout their business to better align safety, efficiency, crew and flight performance and customer satisfaction. What’s their secret fuel for success? FICO® Xpress Optimization. American Airlines teams apply machine learning, statistical ana...

FICO
FICO
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  • Operating a globally diverse multinational rental car company requires both flexibility and sophistication in balancing fleet management, demanding consumers and competitive pricing. Like most in the industry, Avis Europe historically relied on highly manual fleet and pricing decisions, with spreadsheets representing the apex of their capabilities. Avis Europe turned to FICO® Xpress Optimizatio...

FICO
FICO
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Download the FICO White Paper - Harnessing the Speech Analytics Advantage: How split-second analysis of conversations can boost compliance and performance

 
FICO
FICO
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  • Expanding the practical business applications of artificial intelligence Over the past 40 years, business thought leaders in the industrialized world have had a love-hate relationship with artificial intelligence technologies. A succession of brief vogues, in which technology vendors sought to apply AI to a range of pragmatic business challenges, have been punctuated by periods of disillusionmen...

FICO
FICO
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  • Leveraging the FICO® Decision Management Suite for Centralized Analytics and Decisions Across Domains The FICO® Decision Management Suite provides an easy way for customers to evaluate, customize, deploy and scale state of-the-art analytics and decision management solutions. It allows them to quickly integrate FICO and FICO partner decision management tools and components with their own componen...

FICO
FICO
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  • The Digital Generation: Credit Unions This report highlights areas where credit unions have an opportunity to win over Millennials from other financial institutions. Discover: - Key Millennial motivations for switching financial institutions - Importance of digital communications for Millennials - How credit unions compare to banks in the eyes of Millennials Download here: http://www.fico.co...

FICO
FICO
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  • As one of the world’s leading global oil companies, Shell has been applying advanced process control technology to its plants around the world since the 1970s. With dramatic increases in optimization capabilities over the past decade, Shell sought a next-generation solution to help maximize each plant’s economic operating benefits. They turned to FICO® Xpress Optimization Suite to help model comp...

FICO
FICO
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  • Every year, Vantiv processes more than 17 billion payment transactions for nearly a half-million retail merchants in the United States. Because there is a contingent risk involved in taking on a new merchant, Vantiv sought to ensure that it minimizes that risk and makes appropriate pricing offers. Specifically, they needed a way to speed up its merchant onboarding process, which was being done ma...

FICO
FICO
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  • With so many different communication channels and treatment options available to them, today’s collections organizations are increasingly interested in using analytics to help determine what channels to use to treat different accounts and what tone and timing to use in those treatments. FICO Senior Principal Consultant Bruce Curry answers some of the most common questions for organizations thinki...

FICO
FICO
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  • What your customers experience when their account is pastdue is as important as what they experienced when you first booked them. There are many reasons why valuable customers fall behind on payments. The common denominator is that everyone wants to be treated respectfully, given a chance to resolve the matter in a way that’s convenient and private, and have a sense of control over the process. Y...

FICO
FICO
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  • "A proliferation of data and the invention of new technologies are combining to change the very way people make decisions. These forces are also changing the very nature of the decisions we make." - Dr. Stewart Wells

FICO
FICO
YouTube Video
  • Gabriel Hopkins takes a look at some of the main trends that we are seeing in fraud at the moment. As well as looking at the European fraud trends that are currently bothering bank fraud experts he discusses the impact that fraud has on customer experience and the impact that machine learning and artificial intelligence can have on the fight against fraud.

FICO
FICO
YouTube Video
  • Gabriel Hopkins takes a look at some of the main trends that we are seeing in fraud at the moment. As well as looking at the European fraud trends that are currently bothering bank fraud experts he discusses the impact that fraud has on customer experience and the impact that machine learning and artificial intelligence can have on the fight against fraud.

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