Gibson
Gibson
Blog Post
  • What Is Form 5500?  Also known as the Annual Return/Report of Employee Benefit Plan, Form 5500 is a filing required annually by the Department of Labor (DOL) & Internal Revenue Service (IRS). Form 5500 reports and discloses information on benefit plans to ensure: The operation and management of these plans comply with certain Titles outlined in the Employee Retirement Income Security Act o...

Gibson
Gibson
Blog Post
  • The Importance Of Knowing What Is “The First Notification of Claims Made Policy” ‘Claims made’ policies are policies commonly associated with professional liability policies, such as Directors & Officers (D&O), Employment Practices Liability (EPL), and other miscellaneous professional liability policies including Lawyers Professional Liability. With an executive policy, it is critical to follo...

Gibson
Gibson
Blog Post
  • The U.S. Department of Labor's (DOL) announced their final regulations modifying the Association Health Plan (AHP) rules to expand availability to more employers and to make them more affordable by eliminating certain coverage requirements applicable to qualified health plans under the Affordable Care Act (ACA).

Gibson
Gibson
Blog Post
  • The story is told of a pig and a chicken journeying together. The chicken grew hungry and recommended they stop to make some bacon and eggs. The pig replied that while it sounded like a great idea, there was a fundamental flaw in his plan. He went on to explain to his feathered friend that to make bacon and eggs, a chicken simply needs to be involved, but for a pig, it requires total commitment...

Gibson
Gibson
Blog Post
  • Celebrating one of the nation's most historical holidays can be festive, but has the potential for risk. So we bring you a look at the 4th of July by the numbers with interesting statistics and facts. As with any holiday celebration, have fun and stay safe!

Gibson
Gibson
Blog Post
  • Today we’re sharing insight from Ron Kraemer, Chief Information and Digital Officer at the University of Notre Dame. We hope you enjoy Ron’s wisdom and perspective. If you are 22 years old and entering the workforce this year, you have never known the world without the Internet and mobile technology. You could have used Facebook at 8 years old, and purchased gifts for Mother’s Day on amazon.co...

Gibson
Gibson
Blog Post
  • What Is The PCORI Fee? Patient-Centered Outcomes Research Institute (PCORI) is a fee collected by the Patient-Centered Outcomes Research Trust Fund, an institute that helps fund research that evaluates and compares health outcomes, clinical effectiveness, risks and benefits of medical treatments and services.

Gibson
Gibson
Blog Post
Gibson
Gibson
Blog Post
  • Today we’re sharing insight from guest blogger Steve Richards, real estate entrepreneur. We hope you enjoy Steve’s wisdom and perspective. Life balance is something most people talk about, very few really understand and even less truly achieve. The biggest misconception about life balance is that most people think it’s something you do, but it’s really something that just happens. It’s a res...

Gibson
Gibson
Blog Post
  • It’s no secret that most people enjoy getting away for a week or two in the summer to enjoy the sunshine and quality family time. Studies have shown that taking occasional vacations has many work and health benefits, including lowering stresslevels, avoiding burnout, and increased work quality and creativity. However, before you get over-excited and hit the open road, here are some quick tips t...

Gibson
Gibson
Blog Post
Gibson
Gibson
Blog Post
  • Today we’re sharing insight from guest blogger Jamie Hawkins, President and CEO of Benefit Technology Resources (BTR). We hope you enjoy Jamie’s wisdom and perspective. If you are like me, you love technology and want to have the latest and greatest of everything. The same can likely be said for many of your current employees and your future workforce. More is being expected from employers, es...

Gibson
Gibson
Blog Post
  • Brian Sackowski, Personal Risk Advisor at Gibson, discusses cyber risk and successful families. While some insurance policies provide coverage for ID theft, cyber theft, extortion, kidnap, ransom, and bullying - it responds after a loss. It is important for families to take proactive steps to minimize their risk. Being proactive will help with everything from reputation damage to the financial ...

Gibson
Gibson
Blog Post
  • There is a “great restructuring” taking place right now in America, with one study by Oxford University suggesting that automation and artificial intelligence could threaten 50% of white collar jobs. And that jives with a Gallup survey where 58% of respondents see technology as the biggest threat to US jobs over the next decade. Business management guru Tom Peters believes it doesn’t have to b...

Gibson
Gibson
Blog Post
  • With working parents, busy schedules, and stress, parents are constantly faced with the dilemma of finding childcare. For some, hiring a nanny to provide care in the home becomes the best option. Many opt out of using a professional nanny service due to added costs, and instead hire a nanny directly. If you don’t consider the exposures caused by employing a nanny or household staff, you may be ...

Gibson
Gibson
Blog Post
  • Today we’re sharing insight from guest blogger Tony Tranquill, President & CEO of Wayne Pipe & Supply, Inc. We hope you enjoy Tony’s wisdom and perspective. “…mentoring often involves telling people what they need to hear, rather than what they want to hear…” - John Wooden, A Game Plan for Life I was a freshman student attending Auburn University, thrust into an engineering co-op role with a ...

Gibson
Gibson
Blog Post
  • Today we’re sharing insight from guest blogger Matt Kelly, a senior manager at Plante Moran. We hope you enjoy Matt’s wisdom and perspective. The world is changing faster than ever. Technology is affecting the way people interact, do business, and grow relationships. And although we’re quick to think about the ramifications of these changes on things like meeting customer needs and keeping up ...

Gibson
Gibson
Blog Post
  • Bill Cerney, Principal & Risk Advisor at Gibson, discusses surety capacity. Both contractors and manufacturers are often required to provide security in the form of surety bonds. Don’t wait until your customer’s contractual terms require a bond to know what bonding capacity you’re able to obtain.

Gibson
Gibson
YouTube Video
  • Bill Cerney, Principal & Risk Advisor at Gibson, discusses surety capacity. Both contractors and manufacturers are often required to provide security in the form of surety bonds. Don’t wait until your customer’s contractual terms require a bond to know what bonding capacity you’re able to obtain.

Gibson
Gibson
Blog Post
  • We hosted What’s The Risk: The Impact Of Technology On The Employee Experience on May 10, 2018 at Notre Dame - South Bend and on May 11, 2018 at Allen County War Memorial Coliseum - Fort Wayne. Our speakers were phenomenal and our audience took away a lot of valuable information from their presentations. One common topic among all the presenters was the rising technology expectations from emplo...

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