IMB Ltd
IMB Ltd
Blog Post
  • Dozens of Thirroul locals volunteered their time on Saturday to help more than 20 people with disabilities experience something most of us take for granted – a day in the surf.

IMB Ltd
IMB Ltd
Blog Post
IMB Ltd
IMB Ltd
Blog Post
  • As we go through adult life, we generally learn the importance of having a goal, such as saving for a home deposit, holiday or car. The need to save can retain its importance as the years go by and the challenge of retirement funding looms larger.

IMB Ltd
IMB Ltd
Blog Post
  • For many people, a big cash injection such as an inheritance could mean the difference between a comfortable retirement and a stretched one. It can be easy to spend cash on things you have always wanted such as a pool for the backyard or a home renovation, but there could be better ways to utilise the extra funds. Some may decide to tuck the money away into a term deposit, but there are oth...

IMB Ltd
IMB Ltd
Blog Post
  • For many people, a big cash injection such as an inheritance could mean the difference between a comfortable retirement and a stretched one. It can be easy to spend cash on things you have always wanted such as a pool for the backyard or a home renovation or you may decide to tuck all the money away into a term deposit, but there are other options available to help make the most out of what...

IMB Ltd
IMB Ltd
Blog Post
  • For most people, shopping around for the best deal on Home and Contents Insurance comes down to a comparison on price. But is the annual premium the best measure of a policy’s value? Different insurers have different policies about what’s included and what’s excluded in a Home and Contents Insurance policy. Here are three classic examples to look out for:

IMB Ltd
IMB Ltd
Blog Post

How much can I borrow?

  • If you’re looking for a mortgage for your first home, it can be a good idea to estimate how much you could potentially borrow.

IMB Ltd
IMB Ltd
Blog Post
  • For most people, shopping around for the best deal on Home and Contents Insurance comes down to a comparison on price. But is the annual premium the best measure of a policy’s value? Different insurers have different policies about what’s included and what’s excluded in a Home and Contents Insurance policy. Here are three classic examples to look out for:

IMB Ltd
IMB Ltd
Blog Post
  • By Bessie Hassan | Money Expert at finder.com.au Your fellow Aussies believe that owning your own home outright, having a healthy stash of super and being able to take an overseas holiday every year defines the Australian dream, according to new research from finder.com.au, Australia’s most visited comparison website1.

IMB Ltd
IMB Ltd
Blog Post
  • If you’ve been keeping track of the RBA cash rate announcements lately, you may know that we are at a historic low rate of 1.5 per cent1. This means that competition in the mortgage market has been fierce with many lenders cutting rates to below 4 per cent for some of their home loan products.

IMB Ltd
IMB Ltd
Blog Post

How much can I borrow?

  • Whether you’re looking for a mortgage for your first home or looking to buy a car, it can be a good idea to estimate how much you could potentially borrow.

IMB Ltd
IMB Ltd
Blog Post
  • According to a recent report, energy prices are set to rise from July 1 20171. We have created a useful checklist to help your household run more efficiently leaving you with more dollars and cents to place into your savings or other financial commitments.

IMB Ltd
IMB Ltd
Blog Post
  • While effective money management may be the last thing on your mind, it is an important topic to have a good grasp of. Whether you’re saving for an adventure in the mountains of Bolivia or aiming for a deposit on your first home, the financial habits you develop in your early 20’s could have considerable consequences as you get older and start to wind down. While we can't offer you a degree...

IMB Ltd
IMB Ltd
Blog Post
  • In a competitive mortgage market, record low interest rates mean borrowers may be tempted apply for loans which may be beyond their means to repay.

IMB Ltd
IMB Ltd
Blog Post
  • As this financial year comes to a close, most small business owners will have their sights set on how to improve their performance over the next 12 months. Now is a busy time for businesses, so it pays to be extra careful with your bookkeeping, accounting and forward-planning activities. We've compiled a checklist to help your organisation get ready in the run up to the new financial year (...

IMB Ltd
IMB Ltd
Blog Post
  • Owning and running a small business can be a relentless endeavour – with things moving at a million miles an hour, owners can sometimes make decisions on a whim due to a lack of time. This is where a certified accountant can help with the financial management of your small business.

IMB Ltd
IMB Ltd
Blog Post
  • One of the most significant variations to Australia’s compulsory superannuation scheme since it was introduced in 1992 is about to impact many across the country in an attempt by the Federal Government to make the superannuation playing field fairer and more equitable.

IMB Ltd
IMB Ltd
Blog Post
  • Myth 1: It is better to own a home than to rent. Home ownership is a very personal choice as the decision will depend on your unique set of goals. If you choose to rent, it can often be cheaper than owning your own home due to mortgage and maintenance costs1. By renting, you can generally rely on your landlord to maintain the property, for example; fixing leaky taps and blocked toilets2.

IMB Ltd
IMB Ltd
Blog Post
  • There are many businesses all around Australia that are in growth mode. However, growth can often cause strain on cash flow, as more resources are taken up to fund expansion. If your organisation, like so many others, is in a period of growth it may be helpful to have access to suitable business finance.

IMB Ltd
IMB Ltd
Blog Post
  • Share house arrangements are a brilliant way to get around issues caused by sky high rents and property prices. They can be a barrel of laughs, with a mate always down the hallway and the potential for a big night out with the flat mates on the weekend.

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