Mortgage Choice Limited (ASX: MOC), commonly known as Mortgage Choice, is a publicly listed Australian mortgage broking firm.

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Mortgage Choice
Mortgage Choice
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  • How do you know if your mortgage broker is really recommending the right home loan for you? To answer this, we need to explain how a mortgage broker gets paid. At Mortgage Choice, our home loan service is at no charge to our customers because the lenders pay us a commission on the loan once it settles. This doesn't affect the deal you get from the lender. Mortgage Choice then pays a commission t...

Mortgage Choice
Mortgage Choice
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  • When it comes to buying a home, it’s good to have all your ducks in a row before you start house hunting, and having home loan pre-approval in place means you’re good to go when you find the home of your dreams. Pre-approval means a lender has given a conditional ‘thumbs up’ for your home loan. Having loan pre-approval in place gives you a firm buying limit – and that’s a big plus to help you se...

Mortgage Choice
Mortgage Choice
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  • It’s good to know what to expect when you see a Mortgage Choice broker for the first time. It’s also a chance to ask any questions you may have about home loans and home buying. You’ll find our brokers have a wealth of knowledge, so they’re a great resource to tap into. From here, your broker will determine your borrowing capacity – that’s how much you can afford to take out as a home loan based...

Mortgage Choice
Mortgage Choice
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  • Great partnerships are hard to find! You want to grow your business – and give your customers the best possible service and care. Forming a referral partnership with your local Mortgage Choice business lets you achieve both goals. At Mortgage Choice we understand that promoting like-minded businesses can benefit everyone. When referring your customers to us, you can rest assured that we’ll tre...

Mortgage Choice
Mortgage Choice
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  • Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender. You could get a lower interest rate and reduce your monthly repayments or you could fix your rate for a certain period, and have the security of fixed monthly repayments. You could access the equity in your home and take the opportunity ...

Mortgage Choice
Mortgage Choice
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  • Are you in the market for a new home? If the answer is yes, then you will more than likely have to attend a variety of property inspections before you find your dream dwelling. Property Inspections give you the chance to find out as much as possible about the property’s condition before signing any binding contracts. When shopping for a home, it is important that you make the most out of thes...

Mortgage Choice
Mortgage Choice
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  • On a beautiful Sunday afternoon John's working life was taken from him in the most violent of ways when he was involved in a horrific car crash in which an 18 year old girl was killed. At that time he didn't know that he was about to face years of rehabilitation and counselling.

Mortgage Choice
Mortgage Choice
YouTube Video
  • Are you wishing to use the summer holidays to prepare your home for sale? If the answer is yes, then listen up. There are a few things you can do to ready your home for sale and increase the value of your property. In the first instance, you should take the time to give your flooring a proper clean. Cleaning your carpet, tiles or floor boards will instantly refresh your home. If your floors ...

Mortgage Choice
Mortgage Choice
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  • Christmas is now right around the corner. And, for many of us, it is a time of great financial stress. But, it doesn’t have to be. Indeed, there are a number of things you can do now to ensure the holiday season runs smoothly for you and your family this year. In the first instance, it pays to plan. Planning is the best way to ensure success in any event and Christmas is no different. As...

Mortgage Choice
Mortgage Choice
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  • Garry Parsons’ Mortgage Choice franchise has become a true family business, allowing the Parsons clan to share common goals – and the rewards that success brings. With a background in mortgage broking, Garry decided to put his skills and experience to good use in 2007 with the purchase of an existing Mortgage Choice franchise in Campbelltown located in Sydney’s south western growth corridor. “I ...

Mortgage Choice
Mortgage Choice
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  • The combined talents of a father and son team have given a successful Mortgage Choice franchise a brilliant future. Paul Pappas opened his Mortgage Choice Sydney CBD franchise in 1999. He’d enjoyed a rewarding career in banking but wanted control of his destiny, and Paul says he was attracted to Mortgage Choice franchise because of “the brand, the systems and the people”. Back then, Paul’s son R...

Mortgage Choice
Mortgage Choice
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  • Have you finally found your dream home after months of searching for the perfect one? If the answer is yes, then congratulations! Of course, before you agree to pay a certain price, it is worth taking a step back. Negotiating on the purchase price of a home is a challenging step, especially in a competitive market where the ball may be in the seller’s court. However, negotiating is an impo...

Mortgage Choice
Mortgage Choice
YouTube Video
  • New data from Mortgage Choice has found more than 57% of Australians have a credit card. Of those with debt, 35% said they had more than $5,000 in credit card debt, while just 11% said owe less than $500 on their card. When you consider how prevalent credit cards are, and how easy it can be to accrue a decent amount of debt, it is important for you to pick the right credit card for your needs. ...

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