Strands
Strands
Blog Post
  • It’s About More Than Just a Business Bank Account In the world of banking for an SME or freelance until now, the best you could hope for was to open a business bank account, get an SME loan and cross your fingers.  Financial literacy was a long shot and the financial, and overall success of your company was little more than a case of the luck of the draw.

Strands
Strands
Blog Post
  • It is all about data these days. It’s relevant for everyone, not just the financial sector. What is your opinion about the position of banks in current data sharing landscape? Absolutely. In the coming years, banking will be fundamentally different from the way we have always known it. The new currency of the digital economy will be data. As a result of UK Open Banking and PSD2, consumers wil...

Strands
Strands
Blog Post
  • Having a workforce that is fluent in the ways of the world isn’t a luxury. It’s a competitive necessity. That’s why last year, STRANDS opened a new office in Kuala Lumpur, the financial and economic centre of Malaysia — marking an important milestone for the FinTech company in Asia. One notable leader in this endeavor was Carlos Javier Mena, Customer Tech Lead of STRANDS. He traveled to this ...

Strands
Strands
Blog Post
  • In the 1960s, Stanford University conducted the so-called Marshmallow Experiment, a study conducted by Professor Walter Mischel in which a child was offered the choice of being able to eat a single marshmallow now, or if they waited 15 minutes, two. As you can imagine, some children resisted whilst others went for instant indulgence, eating the marshmallow right away. This experiment shed unex...

Strands
Strands
Blog Post
  • Earlier this week, I was invited to speak at an event called Women In FinTech Initiative (WIFI), a conference held at FinTank - Chicago’s FinTech Hub - to provide visibility, community, and resources for women in the financial technology industry.As you can imagine, with a room full of female attendees, there was much debate with many engaging conversations on how to be successful when designin...

Strands
Strands
Blog Post
  • Oscar Sala, VP of Product Strategy at Strands, Member of the Board of Mobey Forum and co-chair of their Open Banking Working Group, has extensive experience in digital transformation in retail and corporate banking, contributing in particular to the transformation of several companies within Grupo Caixabank, where he was instrumental in the development of new digital banking services, and the a...

Strands
Strands
Blog Post
  • Wakeful Nights: Women & Their Finances Women decide on some 80% of all purchases across the board and are the main owners of 52% of bank accounts, yet they do not feel understood, satisfied, or that their needs are being met by banks or financial institutions. We have discovered that the vast majority of women feel detached from the world of finance, its culture and jargon, putting them at a d...

Strands
Strands
YouTube Video
  • Open Banking. A shift in paradigms and a place from which banks and their customers will never return. A transparent, conversational style of banking in which banks know and understand their customers, their needs and financial goals, and helps them to achieve them.

Strands
Strands
Blog Post
  • Sandra Real is a Data Engineer Team Lead at STRANDS. Her career has revolved around the analytics industry and the development and use of data technologies for more than fourteen years, and she is a firm believer that there’s nothing more dynamite than data. With a focus on Oracle Databases, Sandra’s expertise in data architecture, administration, and implementation has grown significantly as ...

Strands
Strands
Blog Post
  • This blog post is inspired by one of the Top 10 books every FinTech professional should read- “Dollars and Sense” by Daniel Ariely and Jeff Kreisler. Understanding the rationale behind financial decision-making has long been a challenge. Money touches every part of our modern consumer life, from family budgets to national politics, from shopping lists to saving accounts. And there is more and ...

Strands
Strands
Blog Post
  • Oscar Sala, VP de Product Strategy en Strands y co-chair del grupo de trabajo sobre Open Banking de Mobey Forum,  cuenta con una amplia experiencia en transformación digital de sectores como banca y retail, en particular contribuyó a la transformación de diferentes empresas del Grupo Caixabank , donde lideró el desarrollo de  nuevos servicios de banca digital y la aplicación del ámbito fintech ...

Strands
Strands
Blog Post
  • The Banking Business Model, In Detail – Part I: Cross-Border Payments Everything has already been invented. How many times have you heard this said? It’s true that since the start of the internet revolution, creating new business ideas seems to be less of a daunting prospect and a increasingly attainable option for all. As a result, it now seems especially difficult to create new added-value s...

Strands
Strands
Blog Post
  • Top 10 unmissable banking & financial innovation conferences in 2018 If you work in banking or the FinTech industry, you are undoubtedly overwhelmed by the number of financial services conference invitations you receive each day in your inbox, on LinkedIn, and indeed over the phone. I know how it feels, especially at the beginning of the year when I sit down with my team to decide which events...

Strands
Strands
Blog Post
  • Change, in all its forms, brings with it concern and unrest, but also huge opportunity. Particularly when change is imposed, it is often hard to see beyond the regulations and embrace the possibilities.  Banking, having experienced relatively little change in recent times, is now on the cusp of considerable transformation in the shape of PSD2, or the Revised Payment Service Directive.

Strands
Strands
Blog Post
  • During 2017, we have seen numerous advances in technology and the introduction of new regulatory policies that are reshaping SME Banking. Despite still being an underserved segment of sorts, digitalisation, machine learning and open APIs have opened up previously unimaginable opportunities for banks to get closer to the SME customer. While no one can see the future, we asked SME Banking expert...

Strands
Strands
Blog Post
  • Erik Brieva, CEO of STRANDS and entrepreneur, reveals the top business books that helped shape his business savvy.  As CEO of STRANDS, FinTech partner for banks, founder of Polymita, and co-founder of multiple companies within enterprise software, mobile and Internet spaces, it’s safe to say Erik Brieva knows more than a thing or two about business and entrepreneurship.  

Strands
Strands
Blog Post
  • Brazilian Guga Stocco is an advisor and board member of companies like B3, the biggest stock market in the world. He co-founded Domo Invest, a fund that raised R$ 100 million for investments in Internet and Fintech. Guga was also responsible for the creation of the first fully digital bank in Brazil with more than 300,000 clients and projects such as online bank account opening and open banking...

Strands
Strands
Blog Post
  • 2018 will bring exciting change in the banking sector. This will be a year in which new regulations and new ideologies will cement their presence in finance, and the customer will continue to rule the roost.  A year of optimizing experiences, revamping our digital offering and taking banking to the underserved segments of the world. Not for the faint of heart, but banks would be wise to add a ...

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