Zenith Finance
Zenith Finance
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  • Making a few good local business connections can go a long way helping your business grow. Networking can spark mutually beneficial partnerships, lead to new opportunities, and attract more customers through word of mouth. In the age of social media, small business owners may think networking isn’t as valuable as it used to be. On the contrary, it’s just as

Zenith Finance
Zenith Finance
Blog Post
  • Many people underestimate start-up costs and start their business on the back foot financially. This can mean a long crawl up to your break even point and into profitability. Quite often it results in the business never making a profit at all. What you need to do is prepare an estimate of capital costs you will incur on start up.

Zenith Finance
Zenith Finance
Blog Post
  • One of the most surprising twists of the new budget announced this year, was the new tax levy that will affect the top four banks – Westpac, National Australia Bank, Commonwealth and ANZ. The tax has been introduced to reassure a widespread community concern about banks behaviour and help the Government deliver on other promises in the budget. The tax

Zenith Finance
Zenith Finance
Blog Post
  • The broad-based pick-up in the global economy is continuing. Labour markets have tightened further in many countries and forecasts for global growth have been revised up since last year. Above-trend growth is expected in a number of advanced economies, although uncertainties remain. For full announcement click http://www.rba.gov.au/media-releases/2017/mr-17-12.html

Zenith Finance
Zenith Finance
Blog Post
  • It’s no secret that the housing market in Australia by many would be described as un-affordable, particularly in populated parts of Sydney and now Melbourne. Buyers who are looking at property close to the CBD are now expecting prices in excess of $1m, and finding it increasing difficult to come up with the deposit or security that traditional banks require

Zenith Finance
Zenith Finance
Blog Post

New blog articles detected.

  • Increase the Odds of Getting a Loan

    Approaching a bank for a loan can create anxiety in many business owners. But often all you need to do to get the financing you need is to understand the lending process and be prepared for it. Here is an insider’s guide that can help level the playing field. What to Do What to Avoid Be honest even if the

  • How much discount should you ask for?

    Everyone loves a bargain and no one wants to pay full price, so when it comes to property, how much should you offer, and is a discount always a good thing? There are a number of websites that will give you details of the average discounting per property in the area, i.e. what the property actually sold for compared to

  • 9 Ways to Network with Experts in Your Niche

    The ability to network is a fundamental part of running a business. Running a business in isolation is difficult, so it helps to have expert partners and acquaintances available to share ideas with. For an online entrepreneur, the best niche experts might be located all over the world. But regardless of location, there are still a number of effective ways

  • Property Sales Demystified Chris Gray

    Every vendor wants to achieve the best possible price for their property when it goes to market; however the majority remain confused about the best sales technique to get results.There’s a good reason everyone is so confused – there is no absolute right or wrong method. As someone who buys properties for a living,I have discovered the best method of

  • Investment Basics – Understanding Your Gains And Losses

    When you’re reviewing your investments, it’s important to remember that income and returns come from two main sources, Capital Gains and Interim Income. Capital gain (or loss) This is the difference in the overall value of your investment between when you purchased it and now (or the date that you sold it.) You can work it out as: ((Current or

  • Holiday homes – what to consider before purchasing

    I always smile when someone chats to me about their holiday home. They start the conversation describing how much they enjoy spending time there with friends and family and how beautiful it is. They end the conversation trying to justify to me that it’s actually an investment by explaining how much it rents for in the peak period.

  • Five Best Selling Books on Business and Money

    Bookstores and libraries around the world supply excellent instructional materials. Riding in the car or commuting on the train, you can learn from experts. The bestseller lists at Amazon are fantastic resources. The lists are updated regularly with current insight about the best books on the market. Have a look at some of the best books on business and money

  • Should you worry about the suburb vacancy rate

    When you’re looking to buy an investment property, it’s essential to pick the right suburb. While it’s possible to change the property you’ve bought over time by renovating, it’s not possible to move its physical location. Whilst the future capital growth of the suburb is one of the most important factors, it’s the rent that pays the majority of your

Zenith Finance
Zenith Finance
Blog Post

New blog articles detected.

  • Is Now the Right Time to Buy a Home?

    If you’ve frequently been asking yourself if it’s the right time to buy a home, there are several things to first consider. Three things to think about are the current market conditions, the interest rates, and the amount of available housing. Current Market The current market conditions may help you determine if it is the right time to buy a

  • Why banks won’t lend to a business

    How to obtain financing is a common concern for new businesses and those preparing to scale. Getting approved for a business loan or line of credit is more difficult than qualifying for a personal loan. It’s crucial that small business owners are adequately prepared to meet with a lender to present their business in the best possible light and qualify

Zenith Finance
Zenith Finance
Blog Post

New blog articles detected.

  • Learn to Negotiate with Edgy Lenders

    If your enterprise runs into some difficult times it can be easy to fall behind on bills. When that happens creditors may start calling every day asking where their money is. But do not panic. Instead, face facts, brace yourself and prepare for some smart negotiating. Read on for some tips that could help gain extra time to pay up.

  • Consider Middle Level Financing

    Expanding your company without losing some portion of control is not always an easy proposition. Mezzanine financing could be what you’re looking for, but it is expensive and not for everyone. Here’s how it works and why you might want to tap into it. If your company is mature and you are looking for financing to bring it to the

  • Investment Basics – Understanding Your Gains And Losses

    When you’re reviewing your investments, it’s important to remember that income and returns come from two main sources, Capital Gains and Interim Income. Capital gain (or loss) This is the difference in the overall value of your investment between when you purchased it and now (or the date that you sold it.) You can work it out as: ((Current or

Zenith Finance
Zenith Finance
Blog Post

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